If you would've asked the pre-kid me where my offspring would attend school, I wouldn't have hesitated to say, "Well, the public school. Where else?" Fast forward to five years later. My twins, having successfully completed two years of preschool, were ready to go to kindergarten, even if the hubby and I were not. After discussion and visiting some local schools near the tail-end of our daughters' pre-k career, we decided to send our girls to a private school. If you knew our budget and income, you'd probably be snickering by now and wondering how we could manage that.

Join guest blogger Mitchell Pauly for the second part of the current ratio definition with the math involved in the Adjusted Current Ratio.

Last week, I introduced the current ratio. This calculation can help families and businesses in dire straits determine if they have enough assets to cover liabilities when the going gets really rough. Let’s continue now with the adjusted current ratio and schedule. Warning: contains math.

Once again this week’s focus is my marathon. It’s such a huge investment for me, one that crosses a major life goal off my bucket list, that I just can’t ignore it. So run along with me for my final week of training!

If you've read any of our series here at MomVesting about super-couponing, then you're at least somewhat familiar with my take on today's booming subject of combining coupons and sales to maximize savings. Though I've written a post about how to acquire coupons, I had never delved into the world of getting those small paper scraps of savings online – until now.

Nowadays it's hard for many people to make ends meet. Lost jobs, fewer hours, piles of medical bills and countless other problems have created difficult financial situations for many Americans. These problems have forced honorable people to miss payments on everything from homes to cars to school loans.

You won't find any 529 plans in the woodchipper today as we turn our focus on the 529 college savings plans of North Dakota and South Dakota. All "Fargo" jokes aside, here are the things you might want to know about the Dakota's 529 plans. For sure and darn tootin'.

North Dakota

Join guest blogger Mitchell Pauly for a serious definition: the current ratio.

Life can turn inexplicably bad, a fact of life that ranks up there alongside death and taxes. I have recently discovered this far more intimately than I wish; my aunt was diagnosed with terminal cancer. As she begins her first round of chemotherapy and begins to lose her hair, my thoughts turn to her family’s current financial situation.

I have a little over a week until my marathon, and as I continue to train and my excitement grows, I am left with a sense of wonder at my personal investment in a big life goal. Now that it’s here, I am in constant awe of the human body. And I just can’t wait to cross another one of my life goals off my bucket list!

Surprisingly, I have little to say about the training experience. Basically, it was long. It was hard. It was worth it.

A great Dane named Hamlet once lamented that age old question: "To work, or not to work?" Oh, wait, that's not exactly how it went. Um, anyway, all fuzzy college lit aside, today we're giving allowances a bit more attention. Back in March, I touched on allowances when talking about savings and kids. Today, we're looking at the pros and cons of different allowance strategies.

Two Schools of Thought

My mother and grandmother are smart women. They know a lot about money, finances and investing. They taught my siblings and me how to make money, save and budget, and then they thought we were pretty set in life. I mean, they taught us the basics, right? We'd learn the rest in school they assumed.