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My mom's young and vibrant. She can hike the Mississippi River bluffs and trails with ease, chase after grandkids with glee and run a 5K with energy to spare. But she has a secret: she's not getting any younger. There will be a day when I must turn the tables and care for her.

Have you or your child ever come down with the hand, foot and mouth disease? One of my daughters and I recently had the, ahem, pleasure of making close friends with this nasty virus. Itchy and painful blisters, an out-of-whack stomach plus a really swollen throat and mind-numbing fatigue were a daily ritual for the better part of a week before the immune system sent the virus on its way.

Once again, guest blogger Mitchell Pauly takes us on a financial definitions ride through his fun, funny and informative take on finance definitions! This week’s insight: Marginal Return.

Today I’m finally feeling really fantastic again. I can descend a flight of stairs without screaming. I can get up from a seated position with one grunt of pain rather than 20. I can finally look back on my marathon and say, “I could do that again.”

Not that I’m considering running a marathon this weekend. This month. This year. Honestly? I don’t think I could will ever do that again. Ever.

I have to tell you, even though my girls are only in kindergarten, I am coming to love the school uniform. So far, it has been time-saving and even decision-saving to have that kind of a boundary on what my girls can put on before heading to class. Though school uniforms vary greatly from school to school, families can still outfit their kids in those nifty polos and khakis without feeling like they're paying another full tuition. Here are some tips to get you started on saving moolah on school uniforms.

A Uniform Exchange

Do you always need to shell out some cash to get some in return? In the world of business, this is often the case. However, it doesn’t always take money to make money; some money-making schemes are just that: schemes. Also known as cons, scams, connivances or conspiracies, many fraudulent companies are in business simply to take your money. How can you tell the difference between a legitimate business transaction and a scheme? Let’s take a look.

Businesses Work on a Win-Win Mindset

If you would've asked the pre-kid me where my offspring would attend school, I wouldn't have hesitated to say, "Well, the public school. Where else?" Fast forward to five years later. My twins, having successfully completed two years of preschool, were ready to go to kindergarten, even if the hubby and I were not. After discussion and visiting some local schools near the tail-end of our daughters' pre-k career, we decided to send our girls to a private school. If you knew our budget and income, you'd probably be snickering by now and wondering how we could manage that.

Join guest blogger Mitchell Pauly for the second part of the current ratio definition with the math involved in the Adjusted Current Ratio.

Last week, I introduced the current ratio. This calculation can help families and businesses in dire straits determine if they have enough assets to cover liabilities when the going gets really rough. Let’s continue now with the adjusted current ratio and schedule. Warning: contains math.

Once again this week’s focus is my marathon. It’s such a huge investment for me, one that crosses a major life goal off my bucket list, that I just can’t ignore it. So run along with me for my final week of training!

If you've read any of our series here at MomVesting about super-couponing, then you're at least somewhat familiar with my take on today's booming subject of combining coupons and sales to maximize savings. Though I've written a post about how to acquire coupons, I had never delved into the world of getting those small paper scraps of savings online – until now.