The name "CD ladder" sounds pretty cryptic, but they're really not so complicated. CD ladders can be a great tool for making the most of your cash, so let's take a close look at them.

What is a CD Ladder?

If you've been watching the financial news lately, you've probably not found it overly comforting. Among the many threats we hear about is inflation

No doubt, when some of us hear the term "CD," we find ourselves thinking of our favorite music and artists (for me, it's Morrissey's "Vauxhall & I" which I just got from eBay for 99 cents).  But we're focusing on another kind of CD -- the kind that can make you money instead of take it from you: the certificate of deposit. 

What's a CD?