The store sign says, “End of the Year Blow-out Sale!” Tempted? Of course you are. Especially if that store is one you frequent often. So, you walk in, glance around, and immediately head to the section toting 50-70% savings.

What do you do when you spot that bargain? Do you jump on it, count your luck and dive back into your shopping? I used to, but now I stop and ask myself a couple of questions before I start congratulating myself on my "savings."

Would I buy it at regular price?