Continuing our series about relationships and finance, it is important to talk about your big financial goals, so let’s look at some pointers.

Agree On The Basics

As you begin your discussion, lay out some big-picture groundwork that you and your spouse can agree on. Figure out where you want to be in 10 years. Ask yourselves what big-ticket items are you want to save for. Look closely at your budget to break some bad spending habits.

As 2010 winds down (where did the year go?!), there is still time to complete your 2010 finance resolutions and take care of other money-business before 2011 rolls in.  Wouldn’t it be nice to start 2011 with a clean, organized financial slate?  Let’s look at some ways you can begin the new year without adding 2010’s unfinished financial goals to your 2011 resolutions.

Clean Up Old Goals

When it comes to investing, we're all a little like Adam Sandler's character in "The Wedding Singer," who said, "I'm a big fan of money. ...I have a little. I keep it in a jar on top of my refrigerator. I'd like to put more in that jar."

If you're ready to put a bit more in that "jar," here are four things for you to think about that will help you to plan how to take the plunge into investing. (Believe it or not, it's easier than you think!)