Credit Cards

If you have a child or know any little rugrats, you probably have had some quality, first-hand demos on what it's like to be stubborn.  You know what I'm talking about.  Mom gives a command ("You have to eat one spoonful of peas or it's no dessert for you, little miss!"), and the child who was so angelic all of three minutes ago gets that don't-want-to-can't-make-me glint in her eye and hunkers down for a full-on display that is the very epitome of being hard-headed. 

I can count on one hand all of the times in my life when I found money:  I found $20 in front of a bakery once, $10 in the street, $20 in front of a restaurant, and $5 I forgot about in one of my spring coats.  Each time, though, I felt like the luckiest person in the world, as I’m sure anyone would feel.  So, if you had a surefire way to find hidden money and harness that lucky feeling, you would be a participant, right?  Surprisingly, simply visiting with your banker can put hidden money in the form of bank fees back into your pocket.

Bank Fees