These days, the idea of being environmentally friendly is very trendy and, well, friendly to the environment. From reusable grocery bags to hybrid cars, nods to being earth conscious are virtually everywhere. Here are three at-home tricks you can put into practice today that are small steps in the earth-saving direction. And because frugality is always at the forefront of my mind, these are ideas that will not drain your wallet.

The Cleaner’s In The Cupboard

As we delve deeper into investing terms, we come across the book value per share. This ratio is listed on stock ratio sheets, and it is an important term to know. However, the book value per share is not one of the most integral ratios for investors to consider. Instead, it is often used within a company to determine the health and safety of the company, as determined on a per share basis. Even so, let’s take a look at this ratio definition.

What is Book Value per Share?

I think I need to practice saying no more often. Especially to vacuum salespeople.

When the pantry’s low and you need a kid-friendly meal fast, here’s a surefire recipe that can get you by for a night, direct from a kid chef. It may not be the healthiest option, but it is surprisingly tasty (even a hot dog hater like me enjoys this meal once in a great while!). So here we go: HDMPC, aka hot-dogs-mashed-potatoes-and-cheese.


  • 1 package of hot dogs (I like lower fat options like turkey dogs)
  • Mashed potatoes
  • American cheese

When there's a $1,000 credit line to your name, it may be tempting to feel rich. It may even be tempting to spend some of that credit on a hot new outfit or a few other treats. But spending all of that would-be cash can cause you some major trouble in the form of lowered credit score and a strapped-for-cash situation. Want some more details? Let's look at some more info on credit below!

What is a Credit Card?

If you've been following along at MomVesting, it's probably no surprise that my husband and I are expecting our first child, a baby girl, in June. It's a very exciting time period for us, but we've found that it's also very expensive. Between $200 rocking chairs, $300 cribs, and $50 to $100 here and there for other baby necessities (or at least very-nice-to-have items...), having a baby can be outlandishly expensive. Thankfully, there are a few ways to save money on items for your bouncing baby.

How to Stretch Your Dollars

As we continue on our stock market definitions path, we come to the price-to-book ratio. Also known by the terms the price/book ratio, the price/equity ratio and the P/B ratio, this stock ratio tells you if a stock is a good deal or a company is in trouble. Want to know more? Well, let’s take a gander.

Definition, Please

It’s been quite the lovely week here in the Midwest, and as I’ve continued to walk (okay, at this point, waddle) four miles per day, I’ve never been more grateful for 70 degree sunny days. In fact, almost every day in the past 8.5 months has been unseasonably beautiful. I couldn’t have hoped for better weather and a better pregnancy overall.

“Mom, what’s for dinner?”

Good question. You’ve already hit up the pizza joint this week and drove through Cluck-in-a-Bucket (a nod to Stephanie Plum there) another night – and your purse is lighter for it. What you really want is to throw together something yummy and quick.

These days, it can be a challenge to come up with meals to bring to the dinner table that are quick, healthy and don’t cost a ton of money. Well, cyber friends, here is one such dish that should fit the bill and please your crowd without costing an arm and a leg.

When my mother was thrown into the single parent pool, she was grossly unprepared. Only 24-years old and presented with supporting three kids under five-years old, she was overwhelmed. Not only was her divorce situation heart-breaking, but the thought of taking care of three kids with a part-time minimum wage job was unimaginable. What could she possibly do?